Golf Insurance in Canada?

[orbeat]

After some research, I found many specialist golf insurance companies, most from the UK, like this one - http://www.golfcare.co.uk/summary.asp, that would provide insurance for any unfortunate situation you may get into on a golf course.

Are there any insurance companies in Canada that offer similar Golf Insurance policy? Thanks!

[orbeat]

I guess, nobody here heard about Golf Insurance. Hopefully, I'm not going to hit another car with my ball in upcoming golf season :$

[hamiltonhacker]

You may not need specific golf insurance. If you have either homeowner's insurance or a tenant's package (if you rent) the insurance typically includes a million dollars personal liability insurance. This will cover you for any personal injury or property damage you cause to anyone. Of course there will be a deductible so the damage would have to be fairly substantial to really engage the coverage.

[davepratt]

You may not need specific golf insurance. If you have either homeowner's insurance or a tenant's package (if you rent) the insurance typically includes a million dollars personal liability insurance. This will cover you for any personal injury or property damage you cause to anyone. Of course there will be a deductible so the damage would have to be fairly substantial to really engage the coverage.

From everything I've read, you have no liabilty for any damage you cause on a golf course unless it's willfull or negligent. Insurance is not necessary.

[orbeat]

Thank you guys. I'm looking for a golf specific insurance because I don't have homeowners insurance, which I heard also includes personal liability coverage.

I can probably look at Personal Liability Umbrella insurance offered in Canada.

Unfortunatelly, you have to be the UK resident to get all these options with worldwide coverage for CA$130 from one of those online golf insurance companies:

1. Personal Liability
2. Third Party Property Damage
3. Golf Equipment
4. Equipment Hire
5. Personal Accident
6. Dental Treatment
7. Hospitalisation
8. Loss of Club Subscription
9. ‘Hole In One’

[GOLFINGGINO]

funny story about 2 years ago i played with a giant, he was about 6'5" and 350 pounds, a nice guy, he bladed his wedge on the 10 hole at rockway and hit a car driving down the road, he asked me what he should do and i really didn't know, the guy got out of his car and was screaming at us for hitting his brand new saturn (thank god it was not a Porsche ) the guy i was playing with started walking over to apologize and this guy saw him coming, and i have never seen anyone jump in the car faster and take off, for the next 4 holes all the guy said was he was going over to say sorry, for anyone who knows the course it truly was a brutal shot, he was 10 yards off the green to the left and flew the green and the fence and smacked the car hard – it was quite funny