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Florida Snowbirds

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  • Florida Snowbirds

    Thinking about this in a few years...to go down in January/return April or May...any tips on how to start the process ? as I do not know anyone in my circle whom does this yet.

    Random thoughts...

    To rent first few years in different spots in mid-south Florida between Tampa and Ft Lauderdale, to try the different areas of the State...Florida is huge. Maybe buy later on if planning multiple staycations during the year (except for Summer).

    Is $ 2,000 usd per month reasonable for a 1 bedroom apartment/condo unit ?

    Are there agents/companies in the GTA that can assist looking for accommodations in Florida ?

    Health care...is it costly to purchase basic medical insurance in case of emergency or accidents

  • #2
    Given the political uncertainty and the ongoing COVID situation in Florida (among other places), I would advise against making your decisions based on the past. Things have changed and will continue to do so until both of those situations stabilize.

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    • #3
      Originally posted by tywl View Post
      Thinking about this in a few years...to go down in January/return April or May...any tips on how to start the process ? as I do not know anyone in my circle whom does this yet.

      Random thoughts...

      To rent first few years in different spots in mid-south Florida between Tampa and Ft Lauderdale, to try the different areas of the State...Florida is huge. Maybe buy later on if planning multiple staycations during the year (except for Summer).

      Is $ 2,000 usd per month reasonable for a 1 bedroom apartment/condo unit ?

      Are there agents/companies in the GTA that can assist looking for accommodations in Florida ?

      Health care...is it costly to purchase basic medical insurance in case of emergency or accidents
      As you say, Florida is a big state. In general, the further south you go the better the weather and the higher the cost. You will have to find your happy mix. Maybe you want a nicer place further north or a lesser place further south with more reliable weather. In general the golf is a little more expensive the further south you go as well.

      Medical insurance is very dependent on age and health. If you are healthy and under 65 you will probably find it cheap. If you are over 70 and/or have existing health conditions you will find it quite a bit more expensive. Over 80 and it might get a bit prohibitive where self insurance is a reasonable option.

      You can find lots of rentals on line - some listings managed by owners, some by local agents. Connect with a few and see what they have to offer.

      One final suggestion. If you are going to rent for a while, maybe use the time to try out a few different places. Florida, Mexico, Arizona, California, Carolinas all have lots of great places and each has a few trade-offs. Maybe try a few different ones out while you are deciding?

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      • #4
        I'm not a snowbird, but I spend a fair amount of time down there. Usually a month or so at Christmas and again in March.
        Just returned from better part of 6 weeks, and I can tell you both housing prices and rents are going up dramatically. In the resort we stay in Naples, it went from 45 units for sale 18 months ago to 2 currently. Prices have also gone through the roof. Tons of folks even from the US are moving there for the "freedom" and climate. Also young families flocking there so their kids can continue in school and sports.
        Strongly prefer the gulf side - pretty much dominated by Canadians and Midwest folks.
        Enjoy the sunshine and the golf!
        Driver: yup..5 of those
        3 Wood: 'bout 4
        Hybrid: few..couple of tour issue
        Irons: Too many but AP2 for now
        Wedges: Lots
        Putter: A016836

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